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Read the passage: Universal Basic Income (UBI) is a proposed policy where all citizens receive a regular, unconditional sum of money from the government. Proponents argue it reduces poverty, while critics fear it may disincentivize work. Question: What is a major concern raised by critics of UBI?

AIt will make people too rich

BIt may discourage people from working

CThe government will run out of money immediately

DIt only applies to old people